Last updated 4 days ago
Saving money might seem like an impossibility, but everyone can put away something each month. It’s just a matter of cutting out the non-essentials, sticking to a budget, and understanding where your money is coming from. For help getting a handle on your finances, watch this short video clip. In it, a financial services specialist offers tips for saving money for individuals and families alike.
If you don’t have enough money set aside for an emergency, contact Arizona Auto Lenders. With multiple locations in the state, including Flagstaff and Prescott Valley, we are your source for quick and easy auto title loans in Arizona. To get started on your application, call us today at (888) 707-3654.
Last updated 6 days ago
Your credit score may just be a three-digit number, but it is arguably the most important number in your life. Your credit score is used primarily to determine your credit worthiness and set the terms of any loans or credit cards you take out. However, your credit score may also be used by potential employers and even housing companies to get a picture of who you are. Considering how important your credit score is, it is a good idea to keep an eye on it and report any mistakes to your credit agency. Find out just how important your credit score is with this short video clip.
Taking out a loan isn’t necessarily the best way to improve your credit score, but making timely payments and paying it off in the time allotted can greatly improve your score. If you need cash and would like to work on your credit score at the same time, contact Arizona Auto Lenders to learn more about our auto title loan products. You can reach us online or by calling (888) 707-3654.
Last updated 11 days ago
If you want to keep a substantial debt off your credit card, a personal loan may be the answer. Whether you are looking to consolidate your debt, tackle a home improvement project, or cover a medical procedure not covered by your insurance policy, a personal loan can help you accomplish your goal without having to pull out the plastic. However, there are many different types of personal loans that you can apply for. To help you pick the right personal loan for your needs, here are a few tips from the financial lenders here at Arizona Auto Lenders.
Get Your Credit History in Order
Before you apply for a personal loan, figure out where your credit stands by requesting a free copy of your credit report. If anything is incorrect, contact the credit reporting agency and have them fix your report. The terms of the loan you are applying for are largely determined by your credit score, so make sure everything is in order before you apply for a loan.
Beware of Scammers
Quick cash personal loan websites may seem like a fast fix for your financial troubles, but not all of them are legitimate. Beware of any online lending companies that do not have physical locations in your area and require upfront fees to apply for a loan.
Choose the Best Loan Terms for You
To find the right personal loan for your needs, try to pick the loan that offers the best terms for your current and future financial situation. Shorter repayment periods can help you avoid large amounts of interest fees, but they may more expansive on a month-to-month basis than a personal loan with a longer repayment period.
Here at Arizona Auto Lenders, we offer short-term registration loans for individuals who do not own their vehicles outright. In order to borrow up to $300, all you need is your vehicle registration, an open checking account, and a steady income. To learn more about a personal loan or auto title loan from Arizona Auto Lenders visit us in Flagstaff or Prescott Valley, reach us online or call us at (888) 707-3654.
Last updated 13 days ago
Your title serves as confirmed proof of ownership for your vehicle. However, you will not always be the only party on the title. Whether you are selling your vehicle to a friend or taking out an auto title loan on your vehicle, you’ll need the title to legally consummate the deal. To help you expedite the process, here is a look at how the title transfer process works in different title-transfer scenarios.
Selling a Vehicle
After agreeing to sell your vehicle, you will need to complete and sign the back of the title and have it notarized. Typically, you should wait to fill out and sign the title until you are in the presence of a certified notary. After the back of the title is filled out and notarized, complete the Sold Notice on the back of the registration.
Transferring to a Family Member
If you are transferring your vehicle to a family member for no cost, you will need to complete and sign the back of the title in the same manner as you would if you were selling the vehicle. Once your title is filled out and notarized, the recipient needs to bring the title to any MVD office and complete the Title and Registration Application.
Taking Out a Loan
If you are taking out an auto title loan on your vehicle, the lender will be listed on your title under the “Lien Holder” section. Once you pay off your auto title loan, the lender will issue you a lien release statement, which you must then bring to any MVD office to have the lien holder removed from your title.
Applying for an auto title loan with Arizona Auto Lenders is a fast and easy way to get the cash you need. To learn about our auto title loan products, or to apply for a loan, visit any of our statewide locations, including Flagstaff, Kingman, and Prescott Valley. If you have questions, contact us online or call us at (888) 707-3654.
Last updated 18 days ago
Whether your bills are piling up or you simply want to put more money aside each month for a rainy day, cutting back on your monthly transportation costs is one of the easiest ways to save money. According to AAA, driving a medium sedan 20,000 miles annually can cost upwards of $9,000 a year. This estimate includes fuel, maintenance, tires, insurance, license, registration, taxes, financing, and depreciation. Carpooling with coworkers is one of the easiest ways to reduce your transportation costs, as is taking public transportation or biking to work when possible. And if you drive a full-size pickup or SUV, trading in for a small sedan can save you thousands of dollars each year.
Your vehicle costs a lot of money to operate each year, but it can also help you earn money in a pinch. With an auto title loan from Arizona Auto Lenders, you can get approved for a short-term loan equal to the value of your vehicle. If you have questions about applying for an auto title loan, visit us in Flagstaff, Prescott Valley, or Kingman. You can also reach us at (888) 707-3654.