Last updated 27 days ago
The best tip for saving money on your auto insurance is to insure yourself. In other words, set aside money that will cover minor and moderate unforeseeable expenses. One way to do this is to raise the deductible on your auto insurance policy, and deposit the difference each month between your new and old premiums into a savings account. Soon enough you will be able to cover the deductible with money to spare. To save even more, shop around for auto insurance using an objective website that makes it easy to get quotes from multiple carriers. It’s also important not to file a claim for every little thing: the more claims you file, the more likely it is that your auto insurance company will raise your premiums.
If you want to save a sizeable amount of money that can be put into a savings account, come to Arizona Auto Lenders for an auto title loan. With locations in Bullhead City, Kingman, Prescott, Lake Havasu City, and many other cities in Arizona, we are your No. 1 source for a dependable, flexible auto title loan. For more information, give us a call at (928) 753-0040 or visit our website.
Last updated 29 days ago
Credit card bill payments can add up quickly and cause serious financial problems. If your credit card bills are getting higher each month, there are a number of things you can do to reduce your debt, such as getting an auto title loan. For more tips on how to reduce your debt, read this article.
Pay One Card at a Time
Which of your credit cards has the highest interest rate? Many financial planners would recommend doing everything you can to pay off that card first. This will reduce the total amount of interest you pay for your balance on that card.
Ask for a Lower Interest Rate
If you are a long-term customer who makes timely payments and has a good credit score, you can probably get a reduced interest rate. All you have to do is call your issuer and ask him to give you a lower interest rate. It also helps if you mention that you been offered a lower interest rate by a competitor.
Transfer Your Balance
You should transfer a balance you have with a high-interest card to a card with a substantially lower interest rate only if you are certain that you can repay your debt within the low interest rate period, making timely monthly payments. Remember that transferring a balance usually requires a 2 to 3 percent surcharge on the balance transferred.
Take Out an Auto Title Loan
If you have a car, obtaining an auto title loan is a great way to get the cash you need to reduce your credit card debt. Doing this can not only help you save hundreds of dollars on your debt, but it can also reduce the financial stress of making hefty credit card payments each month.
Arizona Auto Lenders has years of experience providing collateral title loans to customers who use it to pay back their credit card debt. Visit our website to see our locations, which include Flagstaff, Kingman, Prescott, and Bullhead City. For more information, give us a call at (928) 753-0040.
Last updated 1 month ago
For many people, an automobile is the second most expensive investment they will ever make. So it comes as no surprise that extending the lifespan of your car can save you a great deal of money. One of the key things you can do is get your engine oil changed on a regular basis. For vehicles with conventional oil, this needs to be done every 3,000 to 5,000 miles. For vehicles with synthetic oil, the oil needs to be changed every 7,000 to 10,000 miles. Watch this video clip for more maintenance tips that will extend the lifespan of your car.
Arizona Auto Lenders offers auto title loans that will give you the money you need to pay for maintenance and auto repairs. Find out more about our flexible auto title loans by visiting our website, and call us at (928) 753-0040 for more information.
Last updated 1 month ago
Saving money might seem like an impossibility, but everyone can put away something each month. It’s just a matter of cutting out the non-essentials, sticking to a budget, and understanding where your money is coming from. For help getting a handle on your finances, watch this short video clip. In it, a financial services specialist offers tips for saving money for individuals and families alike.
If you don’t have enough money set aside for an emergency, contact Arizona Auto Lenders. With multiple locations in the state, including Flagstaff and Prescott Valley, we are your source for quick and easy auto title loans in Arizona. To get started on your application, call us today at (928) 753-0040.
Last updated 1 month ago
Your credit score may just be a three-digit number, but it is arguably the most important number in your life. Your credit score is used primarily to determine your credit worthiness and set the terms of any loans or credit cards you take out. However, your credit score may also be used by potential employers and even housing companies to get a picture of who you are. Considering how important your credit score is, it is a good idea to keep an eye on it and report any mistakes to your credit agency. Find out just how important your credit score is with this short video clip.
Taking out a loan isn’t necessarily the best way to improve your credit score, but making timely payments and paying it off in the time allotted can greatly improve your score. If you need cash and would like to work on your credit score at the same time, contact Arizona Auto Lenders to learn more about our auto title loan products. You can reach us online or by calling (928) 753-0040.